Need to Replace Your Old Roof?

old roof that needs to be replaced in houston txHow to Know When You Need
to Replace That Old Roof

How often do you look at your roof? Most people don’t look at their roof very often, since most people, that own their home is too busy with their kids or jobs. Especially me, the only time I notice my roof is when I’m coming up the driveway or on my way home, but even then, it’s just a passing glance.

Even so, inspecting your roof regularly and making little fixes as needed can prevent some costly repairs down the road. There’s another benefit, too; keeping your roof in good condition will also be a big plus if you decide to sell your home. So, what are the most noticeable signs that you need to replace your roof?

roof asphalt shingles missing granulesWhat Are the Signs Of A Roof That Is Needing Replacement?

  • Shingle edges are curled, or shingle tabs are cupped
  • Bald spots where granules are missing
  • Cracked shingles
  • Neighbors are getting new roofs
  • Your roof is at least 20 years old
  • The roof just looks old and worn
  • Dark streaks
  • Moss
  • Cracked, torn, bald or missing shingles
  • Loose material or wear around chimneys, vents, pipes or other penetrations

missing roof shinglesLet’s Review Your Roof 

When you glance at the exterior of the roof, pay attention to such things as damaged flashing, missing shingles, curling, blistering, buckling, rotting and algae growth.

While many shingles today are produced for durability, if your roof is over 15 years of age then it’s definitely time to replace. Due to the fact that many factors can accelerate the aging of shingles. For example, if your roof is not properly ventilated, it can negatively impact your shingles

If your neighbors are replacing their roof, it is probably a good idea to consider replacing yours as well. Since, homes built around the same time period can experience the same types of weather conditions and other things.

If you start to see dark streaks on your shingles, it can mean that your roof has contracted a type of airborne algae. While this may not necessarily harm the roof shingles, it may not look good either. This may not always mean you have to replace your roof, but it is a good warning sign that your roof is getting older. The algae however, can be a very easy thing to remove by using a 50:50 blend of water and bleach spray on your roof. It is important to use a low volume garden hose, so you do not knock the protective granules off your shingles. It is also important that you protect your landscaping from the bleach run-off.

Moss growth can be more than a cosmetic issue, it can grow on roof surfaces that don’t get much sunlight especially in cool, moist climates, it holds moisture against the roof surface and overtime in freezing climates can cause damage to the granules on the top of the shingles. Moss can be brushed off, but it won’t prevent it from growing again; take care not to damage the shingle surface. Since moss is harder to remove then algae and it will almost always grow back, you will probably want to contact a professional. This way you have a better chance of not inflicting damage to your shingles.

Roof Materials

 Determining when you need a new roof also depends on roofing material as well as the part of the country in which you live. With that being said, I have a few tips for roofing materials.

  • Cedar: A cedar roof in need of repair or replacement will split and fall apart in dry climates. In moist climates, it will get mossy. The lifespan of a cedar roof is about 20 years and this type of roof is most costly.
  • Composition: Look for cracking, granular loss as a build up in your gutters, also curling or crumbling. This roof is most cost effective. 
  • Tile: You should examine the tiles very often, to check for cracks, however do not do so by walking on them, this can cause them to crack. Tile roofs can last up to 100 years, but individual tiles can break. They can be replaced, but only by a roof specialist.
  • Concrete: Should never need replacing and is often the most costley option

Find the Simple Roof Fixes

If your roof is under the age of 20 then most damages can be repaired rather than being replaced. Repairing instead of replacing can also save you some money as well as time. Start protecting your home by using some simple observation skills. If you find problems, it doesn’t necessarily mean you need to replace your roof. Many repairs can be made before a major rebuild is necessary. So, when it isn’t necessary don’t rush into replacing your roof.

If you do decide to go ahead and replace the whole roof, keep weather and other issues specific to your locality in mind when choosing materials. Also, don’t wait until water is unexpectedly pouring into your home because of a leaky roof. Repair before you have no other choice but to replace.

How to DIY a Shingle Repair

  • Locate the damaged shingle, lift it up with your fingers and pry out the nail with the back of your hammer
  • Remove any old roofing cement residue with a wet rag and paint scraper
  • Round off the back corners of the new shingle with a sharp knife or box cutter
  • Slide the new shingle into place and secure it with roofing nails into each upper corner
  • Cover the nail heads with roofing cement

If your DIY or repair skills aren’t up to par, it may be a good idea to find a roofer. It is always better to ask for help then it is to let your pride take over and mess something major up.

Time To Replace Your Roof Links

Time – Replace Roof Need To Know
Good Housekeeping – When Replace Roof

Angie’sList – Warning Signs New Roof 

How to Find a Roof Contractor To Replace Your Old Roof

If you think you need to replace your entire roof, research and find a reputable contractor. Make sure their license is authentic and up-to-date. Pay attention to whether their references recommend them without hesitation.

You can also check sites like Google, Houzz, HomeAdvisor or Thumbtack for verified reviews of contractors in your zip code.

Conclusion

Always check your roof for damage. Watch out for algae and moss, make sure to know the difference between the two. Decide on the right roof materials for your area, climate, and weather. Find the simpler fixes, the can save you money and time in the long run. Always make sure that you know what you’re doing when you are repairing your own shingles. If you are not sure what you are doing call a contractor. When dealing with a roofing contractor to replace your roof, make sure that his license and all his paperwork is up to date.  Thank you from all of us here at Texas Home Exteriors

Posted in Texas Home Exteriors | 3 Comments

Top 4 Home Improvement Financing Must-Haves

lien against home Warning –
What To Look Out For W
ith Home Improvement Financing 

Borrowing money to finance home improvement projects can be tricky.  After Hurricane Harvey, many Houston Texas metro area homeowners are in need of some extra funds to help with their home repairs and/or remodels. In this post, we are providing some great and helpful information especially for those who have found that their insurance is not covering the damages to your roof or siding and or your insurance has a large deductible.

Our Team at Texas Home Exteriors has put together this helpful and informative article to help Houston homeowners learn what home improvement project financing options are available to them and which would be the best option to meet their needs. In this post, we have also shared some warnings to be aware of when considering home improvement financing. 

Homeowners Need To Become Educated On Financing Options 

Educating yourself with your home improvement financing options is the key. It is important to understand what you are getting into when looking into getting a home improvement loan. Before you sign the financing documents, make sure that you know exactly what you are signing up for, what you are getting! Many homeowners need the help so badly, they get a bit hasty. We have heard stories from homeowners about how they wish they had known what to look for as to not get taken advantage of. Below we have outlined the four most important items to check off your list when applying for home improvement repair financing. 

1 – Ask For A Non-Lien Loan

Often times homeowners in our Houston Texas metro area will choose to go to their bank or credit union to ask for a home improvement loan because they personally know them and trust them. Keep in mind, banks and credit unions often want to secure their vested interest. What this means the homeowner is, if for some reason you are not able to pay off the loan or you default on the monies borrowed. If this is the case, the bank can take possession of your home. If this does not sound appealing to you, you always make sure that you secure a non-lien loan for home improvements or repairs. This is also often referred to as a signature loan

2 – No Surprises Hidden in the Loan Documents – Promotions & Addendums

No one likes surprises with it comes to their finances. There can be hidden changes in loan documents, this is why it is important to review every page. No one likes surprises when it comes to their money. An example of a hidden surprise is like with some credit card offers, they start off with a great rate but after a promotional period has ended, the rate jumps up, typically quite a bit.

So, when looking through the loan paperwork, make sure that you read carefully, the details of the promotion and/or addendums which can alter or override what you are paying. If a promotion is offered, for instance, at a lower rate, make sure that this is for the life of the loan or if there is an increase, when and how much to determine if it is what you really want. As long as there is not an  addendum stating that there will be a rate increase, you are good to go. Do yourself a favor and please take the time to look through all of the documentation before you sign. 

3 – No Prepayment Penalty

This is a must-have. When signing for a home improvement loan, you should look for the option to pay the loan off early without any penalty. With a no prepayment penalty loan, by choosing this option, you are free to pay the note off early without being charged a penalty. Some banking institutions insert a clause in their contracts stating that you can not pay off the note early or you will pay a penalty, this is usually implement for the first year or two of the loan. The loaning institutions do this so they can make plenty of interest from you on your loan before paying it off. So if you don’t want to pay extra money out in interest and would like the option to pay it off early, make sure you get a home improvement loan that specifies no prepayment penalty. 

4 – No Closing Cost 

Lady thinking about financing for home improvements Closing Costs are often called by a variety of  names and can include numerous fees (such as loan origination fees, discount points and credit report charges). These are upfront fees charged to the borrower. This one is common, especially if you are going through a bank.

It is a good idea to make sure that whomever you are looking at getting a home improvement loan through, you know if there are additional fees involved, especially if you don’t want to be paying additional money, you should avoid paying any kind of closing cost.

Some financial institutions such as a bank might also call this an origination fee. Either way, you should be aware that they may try to tac on these additional fees, you should not have to pay anything upfront such as a closing costs. 

Quick Home Improvement Pointers 

  • You should never be pressured
  • Make sure you get a hard copy of your home improvement financing document or have it sent electronically to your email
  • Review the 4 home improvement financing must-haves listed above before signing 
  • Ask questions and insist on verifiable answers on financing to fund your project with

Here are some helpful web links:

LifeHacker – Finance Home Improvement Projects

Realestate.us – Fund Major Home Improvements

ThisOldHouse – Finance Your Remodel  

Home Improvement Financing Conclusion 

When looking at financing options for home improvement, it is of most importance to know what you are getting. We hope that you have enjoyed this informative post on how to protect yourself  when it comes to home improvement project financing. Regardless of you are updating, remodeling or just making repairs after a storm or hurricane, we have shared this helpful information to get you on your way. Please do not forget the four must-haves as you move forward! Thank you from the Texas Home Exteriors Team.

Clike Logo For Texas EZ Pay 1% Financing

 

 

 

 

 

 

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Cost of Replacing Siding

cost replacing home sidingThe Cost of Replacing Your Home Siding

Replacing siding can cost you a pretty penny and it can be very difficult to decide on which style would complement your home the best, but don’t start hammering your piggy banks or pulling your hair out before you read this blog. This can help you figure out which siding you would like better on your home and which one will save your pockets from being empty. It will also give you some fun facts that you can use to make your decision.

Wood Siding

Also called clapboard siding. This style of siding adds a lot of character and they are mostly milled from sustainable resources. It is very versatile, it can be sanded, painted, or stained to match any home. This type of siding can also add a warm and natural look to your home; making your house much more family friendly. It is also great for the environment because it is sustainable, recyclable, renewable, and comes direct from nature.

The installation and cost of replacing this siding is very easy and it comes in shingles, clapboards, drop siding, vertical boards, and wooden sheet siding. The price for this type of siding can cost between $5.00 and $12.00 per square foot. However, this siding is very high maintenance and requires regular sealing; the maintenance can be costly and time consuming. It requires treatment every year or two, more frequently if non-toxic, eco-friendly products are used. There is often no warranty when it comes to wood siding as the manufactures do not offer one. 

Pros

  • Warm, natural look
  • Ecologically friendly
  • Available in many styles and types
  • Takes staining and color easily
  • Easy installation and repair

Cons

  • High maintenance, requires regular sealing
  • Susceptible to insects, mold, and rot
  • Natural wood isn’t as insulating as other materials

Engineered Wood Siding

Engineered wood is made of wood product such as wood strands and wood “flakes” held together by a bonding agent. This creates a strong but lightweight material that is less expensive than natural wood. It is also an affordable option to natural wood. You can get it pre-primed or pre-finished to save time on the installation. However, it requires some less minimal maintenance like natural wood and comes with a 50 year warranty. This siding also is great for the environment because it is sustainable, recyclable, renewable, and comes directly from nature. Having said that, this is most cost effective siding product besides vinyl siding. 

One of the most attractive features to homeowners is that engineered wood siding is very strong. This is a great siding product to use in wind prone areas like southeast Texas. This type of siding is also very easily installed and repaired. It is made from leftover and recycled wood, making it very eco-friendly. However, this style of siding is prone to moisture issues if not properly installed and sealed. It is also susceptible to insects and mold if it is not properly maintained. The price for this type of siding can cost between $4.25 and $8.30 per square foot installed and painted. The pre-finished replacement siding cost is much higher at over $9.00 per square foot with minimal color selection.

Pros

  • Easy to install and repair
  • Many styles and textures offered
  • Extreme impact resistance
  • Very eco-friendly as it uses some reclaimed wood waste
  • Low-cost option for the warmth of wood

Cons

  • Requires some painting maintenance as natural wood
  • Prone to moisture issues if not properly installed/sealed
  • Susceptible to insects and mold if not maintained properly with paint

Fiber Cement Siding 

Fiber cement siding is made up of sand, cement and wood/cellulose fibers. It’s very durable and can withstand intense storms, but it is very heavy and requires special tools and knowledge to install properly. The most popular fiber cement siding is Hardie board. This Type of siding is likely to last the lifespan of your home. It is fire resistant and very easy to maintain. Cracks are also easy to patch. However, fiber cement requires professional installation that can cost as much as the material itself.

Material produced before 1980 may have asbestos, which will require an asbestos abatement contractor. Also it weighs about 2 and a half pounds per square foot, meaning it is very heavy and may crack easily as the building on a new construction settles. Although, once it is installed, it is very durable and resistant to many factors that would destroy other materials, including fire. The price for this type of siding can cost between $4.75 and $9.00 per square foot and the shingles cost between $6.90 to $14.00 per square foot installed and painted.The pre-finished (painted) replacement siding cost is much higher at over $9.85 per square foot. Also, there is a limited amount of colors that are available. 

Pros

  • Is likely to last the life of your home
  • Soffits, trim, and fascia are also available in fiber cement
  • Very fire resistant
  • Cracks can be easily patched
  • Very easy maintenance

Cons

  • Requires professional installation
  • Very heavy, about 2 ½ pounds per square foot
  • It may crack as the building settles if installed on new construction
  • Cracks easily when struck by impact

Siding Replacement Cost Links: 

DIY Network – Exterior Siding Cost 

Home Advisor – Average Siding Cost 

Angie’s List – Siding Cost Replace

What Is Included In The Cost Of Replacing Siding 

Siding installation can have many variables to the project steps. With that said, most of the projects include the following steps below. These all are included in the siding cost and they are as follows: 

  1. Removal of the old siding including its fasteners sut as nails
  2. Replacing any rotted studs that in need of replacement
  3. Installing a vapor barrier to keep the studs and wall insulation dry
  4. Waterproofing around doors & windows with tape and Z flashing
  5. Installation of the new siding product
  6. Calucking of the new siding areas
  7. Painting of the new siding areas
  8. Hauling away of all the job related degrees

Final Thoughts On Replacement Siding Cost For Your Home 

I hope that this siding replacement cost blog helped you decide on what type of siding fits your needs. Also what siding product you would like on your home. Having this information we know that this siding replacement cost article has made the decision easier on you as there are different prices for each product. Thank you from all of us at, Texas Home Exteriors

Posted in Texas Home Exteriors | 2 Comments

Hurricane Harvey IRS Tax Relief

IRS tax relief for hurricane Harvey victims in the Houston Texas area Hurricane Harvey IRS Tax Relief for Houston Texas 

Would you like longer time to pay on your taxes? If so we have some great news below!

As we all are recovering for this devastating storm, there is some good news from the IRS Tax Relief that is most welcome! This includes delaying the timeframe for filing your taxes. See Green IRS Links Below. 

Hurricane Harvey did an unprecedented amount of flooding damage to our Houston Texas metro area and its neighbors. Many Houston metro area homeowners are still without utility services weeks and some even months after the devastating storm. 

irs building texas hurricane harvey reliefMuch Welcome
IRS Tax Relief 

Here at Texas Home Exteriors we have put this important post together for your viewing. Below are some of the IRS Tax Relief website links for Hurricane Harvey Victims in the greater Houston Texas metro area. Click on each and every one of them as they all have important information. 

Important IRS
Hurricane Harvey Relief Links: 

IRS – Relief In Disaster Situations

IRS – Help Victims Hurricane Harvey

IRS – Tax Relief Hurricane Harvey Texas

Quick Points for IRS Tax Relief for Hurricane Harvey Victims 

  • Longer time is granted to file
  • Waive some fees
  • Phone# 800-829-1040
  • Taxpayers Should Put Assigned Disaster Designation “Texas, Hurricane Harvey”

Better Days Ahead

As they say, after the storm, the sun comes out to shine some relief. Hurricane Harvey has made life most difficult for many homeowners. This has been a devastating blow for Texans. There is a lot of cleanup to do and homes that have been damaged or destroyed. The IRS has posted on its website some welcome and much needed relief for our Houston Texas metro area. 

Final Thoughts On Hurricane Harvey Tax Relief 

In theas helpful website links, you will find the needed information on what the parameters are and what you can now file with the IRS. If you are a Texas homeowner or business owner that has been affected by Hurricane Harvey you will find some much needed tax relief that might apply to you.

If you would like to more information about the IRS Tax Relief and are in need of a good local tax accountant, we would recommend Bill Prince in Katy Texas.  We hope that you have found this IRS Tax Relief for Hurricane Harvey Houston Texas page most helpful so you can your life back in order. Many blessings from all of us here at, Texas Home Exteriors

 

 

Posted in Texas Home Exteriors | 3 Comments

Roofing Dormer Types

Many Roofing Dormer Types Home Roofing Dormer Types 

Have you ever wondered about those different roofing dormer types that you see protruding from a roof on a home? Here in this post we will go over the many roofing dormer types and give a brief description of each. 

Intro on Roofing Dormer Types

A roof dormer is a structure that extends your current roof. Often adding space and the possibility of windows. These types of roofs are also a great way to add a little more style to your house. There are many different types of dormer roofs. Each style is different, they look different, have different properties, and are installed different. This article will help you learn about each of these differences and decide on which type of dormer roof you would like for your home. 

Types of Roof Dormers

  • Arched Top 
  • Eyebrow
  • Gabled 
  • Flared Gabled 
  • Pedimented 
  • Shed 
  • Steep Shed
  • Hipped
  • Pyramidal 
  • Recess 
  • Polygonal 
  • Wall Dormer Roof

Arch Top Dormer RoofArched Top Roof Dormer 

The arch top roof dormer style originated from France, it was most often seen in France from 1855 to 1885. The style soon came to America in 1915 and is still seen in a lot of the older houses to this day. This arch top roof protrudes outwards horizontally from a slanting roof to accommodate a window. Its roof is arched and the base meets with the sloping roof. This roof will add creativity to your home and a very unique appealing style.

eyebrow dormer roofEyebrow Roof Dormer

This style of eyebrow roof dormer is most popular in east-coast sea-shore houses. They are mostly used to mimic the look of thatch. The shape of this roof is very different, it mostly looks like a curious eyebrow, hence the name. They also add more of architectural statement then they add head room. Their main focus is to add light to upper stories and are often found with a decorative fan light. The installation of this roof can also be complicated, it all depends on the shape of your current roof. Even so it is a beautiful style.

Gabled Roof DormerGabled Roof Dormer 

This style of gable roof dormer is the most commonly used and is very popular in America. It has a peak at the top, and the base meets with the slanted part of the roof. It mostly represents the shape of a triangle. The reason it is the most commonly used is because it fits with most architectural style. This roof has many pros, such as the ability to shed water and snow. They also add space to attics or vaulted ceilings. There simpler style makes them more affordable and easier to build. However, they can be problematic in places with high winds and hurricane areas. Fun fact, another name for this type is Doghouse Dormer. 

Flared Roof DormerFlared Gable Roof Dormer

Very similar to the original gabled roof, this flared roof dormer has a strong peak and the base meets at the slanted part of the roof. However, at the gable end of this roof it flares out to create shelter for a porch or a balcony. It is most commonly used for shade on windows in a place where it is extremely hot during summers and the sun shines directly in the window. The flared end of the roof dormer can project out up to 24″ or more depending of the needed support further casting a greater shadow and more shade. 

pedimented roof dormerPedimented Roof Dormer 

This pedimented roof dormer is also very similar to gabled roofs, however the details of this roof represent more of a classical architecture. This style originated in ancient Greece, and Rome architecture, it was mostly used for decoration and was almost always held up by pillars. This roof is mostly seen over porches and held by pillars, it adds a fancy touch to any home.

shed roof dormer Shed Roof Dormer 

The shed roof dormer is very different from the roofs we have talked about so far. It only slopes in on direction, towards the front. This roof represents the shape of a freestanding shed, hence the name. The characteristics of this roof is colonial styled and originated in West Europe. This roof is also used to give you more head roof in homes that have slanted roofs that don’t give you much space. It also adds opportunities for more windows. They also look great on houses that are more long then they are wide. While it isn’t the best against snow and rain, it is great against high winded areas.

steep shed roof dormer Steep Shed Roof Dormer 

Often found on mansard type roofs, this steep shed roof dormer sits almost flush against the surrounding roof. It is also meant for very steep roofs and helps give you a little extra head room. While it is a simple style, it can be a great way to add space and extra room for windows. In this case of roof, bigger isn’t better. Most people make the mistake of over extending and creating quite the boxy blemish. This can be avoided if you don’t become greedy with space, and make sure that it doesn’t extend past your already existing roof.

hipped roof dormerHipped Roof Dormer 

In the hipped roof dormer, the hip roof slopes upward on all three sides of its structure. This means there are no vertical ends. The outer angle where all the sides meet is called the hip. This type of roof provides stability and comfort, while also providing utility. The also provide a clean aesthetic look. This type of roof is also stronger in withstanding wind pressure in a hurricane. It is most suitable for the Gulf Coast region in the south east. However, the don’t provide as much space as the gable roof does. This because of their slanting plane on the front hipped roof side. They are also more complex to install, this making them costlier. 

Pyramidal Roof DormerPyramidal Roof Dormer 

This type of roof is very much like a hipped roof, it has no vertical sides, instead all the roof sides slope towards the walls. It is called a pyramid roof dormer because all sides of the roof are equal with the resulting roof, forming a pyramid. There are many advantages that come with this roof such as, improved resistance against high winds, it helps keeps the home cooler because it eaves on all sides, and they look good. There are some disadvantages though, they cost quite a bit due to the increased surface area, they have less space than other styles, and they don’t shed water as well as other roof types.

recessed roof dormersRecess Roof Dormer 

This style of recessed roof dormer sits inside the roof instead of on top of it. It basically looks like the roof is indented and or set back in. This allows the window to be deeper in than they otherwise would have been. It also gives you the option of installing a balcony. A roofing pan is needed to move any water that might collect in the recessed areas out to the roof line. The roofing pan for the recessed dormers can commonly have leaks when not installed correctly. This style can also add a unique look to your home. 

Polygonal Roof Dormer 

Similar to octagons with the back three sides missing. This type of polygonal roof dormer gives you an amazing view, due to the fact it looks out in five different directions. Due to its shape it is a great place to install bay windows, and also a great place to look out in the morning with a cup of coffee (or tea, whatever your preference is). This style can add a great look to your home.

wall roof dormerWall Roof Dormer

This wall roof dormer style isn’t surrounded by the roof, instead they rise from a wall and projects flush up from that wall. Even with this style they can still have any range of dormer roofs added to them. Wall roof dormers are less commonly seen than the typical dormer types, they locate the window flush with the wall plane. They are also not as unique as most styles, but they are less expensive to build, and much easier to install than most dormers.

Reference Roof Dormer Types Links:

This Old House – Dormer Types

Angie’s List – Consider Adding Dormer 

Modernize – Types of Dormers

The Craftsman’s Blog – Types of Dormers  

 

Closing Thoughts

As you can clearly see, there are many roof dormer types that you can choose for your home. Each one has it’s own distinct style. Having said that, choose wisely what roof dormer is matching and appropriate for your home. We hope that this article was helpful, and gave you some ideas. Thank you from all of us at, Texas Home Exteriors INC. 

Posted in Texas Home Exteriors | 1 Comment
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